Scott Veerkamp: "Bait and Switch" Advertising

Scott ran the following advertisement in Christian Phone Book: "We
will do our very best to help you get the lowest interest rates
possible at the lowest possible price."

As discussed, Yield Spread Premium and Junk Fees represent the
"extreme opposite" of the statement above. In fact, Predatory Lending
puts the public at risk for serious financial harm. This is the same
public Scott Veerkamp claims to be "Serving."

Scott Veerkamp: Inflated Interest Rates

Have you ever known anyone that deliberately searches for a higher
interest rate when they want to borrow money? This is what Scott was
doing with Yield Spread Premium. He was helping his clients search
for a higher interest rate.