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Monday, June 11, 2012

The MIBOR Promise


Please take time to review this document from MIBOR.

Here is a copy of the response from Scott Veerkamp

Here is a copy of Scott's response.  It is available on this blog from ripoff report.  (You will need to scroll to see this document).

1. Scott says in his response: "It is nice when you have truth on your side and good documentation." 

2. Scott is claiming he was "exonerated" by the office of the Indiana Attorney General.  If this statement is true, why did he receive a warning letter? 

3. Scott says he "went well beyond the call of duty to make amends."  Can he provide an example that supports this statement? 

4. Scott has chosen an interesting title for his response.  Why is he unable to provide evidence he was cleared of ethics violations with the organizations he mentions in his response? 

5. Was Scott "completely exonerated" after he flipped his own listing?  If he was, this will confirm REMAX and MIBOR are running a scam with the Code of Ethics.  (Please see the MIBOR promise).

6. Why is he avoiding a discussion about Yield Spread Premium and the family from Wanamaker? 

7. His business was strengthened with my complaints?  His company has remitted payment?

8. Scott is claiming I had a "violation of license law" during this transaction.  If I had a violation, why did Scott receive the warning letter?

9. As you can see, Scott is encouraging people to contact him with questions about his statements. 

10. Please ask him to provide documentation to support his statements.

Saturday, June 2, 2012

Scott Veerkamp refers to himself as a Christian Super Servant

Download Christian_Super_Servant.pdf  

Please review the PDF document above.  This information was pulled from Scott Veerkamp's website.
Scott refers to himself as a Christian Super Servant that "keeps the interest of his clients above all else."

Scott Veerkamp Removes My Property From the MLS


Please review this document from MIBOR.

Scott removed my property from the MLS when I filed the complaint with MIBOR.  He took this action without my permission.  This tactic was used to retaliate against my complaint.

Wednesday, December 14, 2011

Scott Veerkamp: Loan Steering / American Liberty Mortgage

Please take time to review the following mortgage documents from American Liberty Mortgage. I am still trying to understand how Scott Veerkamp "Served Others First" when he steered people into high cost loans...

Mortgage Documents PDF:
http://www.scribd.com/doc/124992449/mortgage-documents-1-and-2


Loan 1: (Property value $150,000) A. $4,799 yield spread premium B. $500 processing fee C. $250 document preparation fee D. $50 courier fee E. $35 electronic filing fee F. $425 administration fee (lender fee)

Loan 2: (Property value $120,000) A. $1,440 yield spread premium B. $960 application fee C. $1,920 in "discount points" (paid to Scott Veerkamp) D. $409 administration fee (lender fee) E. $150 underwriting fee (lender fee)

You can find Yield Spread Premium on the settlement statement in your mortgage documents. It will be listed as P.O.C. or paid "outside of closing." This shows the dollar amount of the kickback your broker received for inflating your interest rate.

Tuesday, November 15, 2011

Potential Class Action Lawsuit: Loan Steering / Yield Spread Premium

I do not qualify for legal action because my loan was initiated in 2004.  However, it is estimated that 60% of all mortgages across the nation contain Yield Spread Premium  (YSP). 

Please take time to review the letter (above) from a law firm in Indiana.  According to the letter, loans initiated within the last 3 years may qualify for legal action... 

You can find Yield Spread Premium on the settlement statement in your mortgage documents.  It will be listed as P.O.C. or paid "outside of closing."  This shows the dollar amount of the kickback your broker received for inflating your interest rate. 

Tuesday, August 23, 2011

Franklin Township bus fees: Scott Veerkamp conflict of interest...

Scott Veerkamp is the President of the Franklin Township School Board.  In addition, Scott is a member of the CIESC Advisory Council.  Clearly, this is a huge "conflict of interest" for three specific reasons... 

1. CIESC is collecting fees on (school buses) already paid for with Franklin Township tax dollars.  In other words, parents are being DOUBLE TAXED for their children's transportation to school. 

2. As many people know, Scott Veerkamp OWES MONEY in back taxes. 

3. Given this information, why are the residents of Franklin Township being DOUBLE TAXED by a School Board President that refuses to pay his own taxes?

Important video to review:

Scott Veerkamp:  Unpaid taxes..