Scott Veerkamp refers to himself as a Christian Super Servant

Download Christian_Super_Servant.pdf  

Please review the PDF document above.  This information was pulled from Scott Veerkamp's website.

Scott refers to himself as a Christian Super Servant that "keeps the interest of his clients above all else."

Scott Veerkamp Removes My Property From the MLS

Download Scott_Removes_My_Property_From.pdf

Please review this document from MIBOR.

Scott removed my property from the MLS when I filed the complaint with MIBOR.  He took this action without my permission.  This tactic was used to retaliate against my complaint.

Scott Veerkamp: Loan Steering / American Liberty Mortgage

Please take time to review the following mortgage documents from American Liberty Mortgage. I am still trying to understand how Scott Veerkamp "Served Others First" when he steered people into high cost loans...

Mortgage Documents PDF:
http://www.scribd.com/doc/124992449/mortgage-documents-1-and-2


Loan 1: (Property value $150,000) A. $4,799 yield spread premium B. $500 processing fee C. $250 document preparation fee D. $50 courier fee E. $35 electronic filing fee F. $425 administration fee (lender fee)

Loan 2: (Property value $120,000) A. $1,440 yield spread premium B. $960 application fee C. $1,920 in "discount points" (paid to Scott Veerkamp) D. $409 administration fee (lender fee) E. $150 underwriting fee (lender fee)

You can find Yield Spread Premium on the settlement statement in your mortgage documents. It will be listed as P.O.C. or paid "outside of closing." This shows the dollar amount of the kickback your broker received for inflating your interest rate.

http://www.responsiblelending.org/mortgage-lending/research-analysis/ib-ysp-110507-final.pdf

http://www.responsiblelending.org/mortgage-lending/tools-resources/ib011-YSP_Equity_Theft-0604.pdf

Potential Class Action Lawsuit: Loan Steering / Yield Spread Premium

Letter from attorney PDF:
http://www.scribd.com/doc/125651087/YSP-Letter-Attorney

I do not qualify for legal action because my loan was initiated in 2004.  However, it is estimated that 60% of all mortgages across the nation contain Yield Spread Premium  (YSP). 

Please take time to review the letter (above) from a law firm in Indiana.  According to the letter, loans initiated within the last 3 years may qualify for legal action... 

You can find Yield Spread Premium on the settlement statement in your mortgage documents.  It will be listed as P.O.C. or paid "outside of closing."  This shows the dollar amount of the kickback your broker received for inflating your interest rate. 

http://www.responsiblelending.org/mortgage-lending/research-analysis/ib-ysp-110507-final.pdf

http://www.responsiblelending.org/mortgage-lending/tools-resources/ib011-YSP_Equity_Theft-0604.pdf

Franklin Township bus fees: Scott Veerkamp conflict of interest...

Scott Veerkamp is the President of the Franklin Township School Board.  In addition, Scott is a member of the CIESC Advisory Council.  Clearly, this is a huge "conflict of interest" for three specific reasons... 

1. CIESC is collecting fees on (school buses) already paid for with Franklin Township tax dollars.  In other words, parents are being DOUBLE TAXED for their children's transportation to school. 

2. As many people know, Scott Veerkamp OWES MONEY in back taxes. 

3. Given this information, why are the residents of Franklin Township being DOUBLE TAXED by a School Board President that refuses to pay his own taxes?

Important video to review:

http://www.fox59.com/videobeta/?watchId=74ac22d9-a496-474a-a630-0c8c5159e6e7

Scott Veerkamp:  Unpaid taxes..

http://hadenoughindy.blogspot.com/2010/11/elected-officials-who-didnt-pay-their.html

Conflict of interest:

http://www.ftcsc.k12.in.us/board/

Sign petition:

http://www.noschoolbustax.com/

Scott Veerkamp preys on the public. Example: Kathy Hendricks

Please take time to review the information in this blog entitled:  "Fighting foreclosure fraud by sharing the knowledge." 

http://4closurefraud.org/2010/01/26/predatory-grizzly-bear-attacks-innocent-elderly-poor-minorities-disabled-disadvantaged-with-predatory-lending-scams-frauds/

Kathy Hendricks makes the following statement regarding Scott Veerkamp:  "I would like to hear more about Scott as I have a problem with him also." 

For obvious reasons, it is important for the public to know Scott collected large sums of money with "kickbacks" on Predatory Loans.  Therefore, I am informing consumers about his deceptive lending tactics in my blogs. 

http://libertymaven.com/2010/01/21/two-lame-duck-senators-quacking-against-ron-pauls-fed-audit-effort/8696/

myftef.org: Scott Veerkamp Owes Money

Re:  Scott Veerkamp / Franklin Township Education Foundation

Loan Steering.  The Center for Responsible Lending estimates that excessive interest rates cost families $2.9 billion each year.  CRL states:  "When a borrower loses a home to foreclosure, society pays the price in the drop in surrounding property values and LOST TAX REVENUES."

1. Here is the formula:  Yield Spread Premium and excessive interest rates = loss of tax revenues from mortgage defaults.  2. Clearly, this is one of the reasons for the lack of funding in our school systems.  3. I find it Ironic that Scott Veerkamp has not paid his taxes and FTCSC wants to sue the state over a "funding formula."  4. In other words, Scott wants taxpayers to pay for the lawsuit going in---and Scott feels no responsibility to pay his own taxes going out.  5. On a scale of 1-10 Scott Veerkamp's level of integrity is at ZERO.

Please note:  On November 5, 2010 Scott Veerkamp gave people the impression my complaints had "done nothing but strengthen his business."  If his business is strong, why does Scott owe $7,632 in back taxes?  In other words, Scott says his real estate business is STRONG going in---and Scott claims he can not afford to pay his taxes going out.  Does this "Bait and Switch" tactic sound familiar?

Please take time to review the articles below...

http://hadenoughindy.blogspot.com/2010/11/elected-officials-who-didnt-pay-their.html

http://jmb27.posterous.com/warning-letter-to-scott-veerkamp

http://www.wthr.com/story/12029420/growing-school-districts-suing-over-funding